{"id":200,"date":"2024-06-27T02:43:30","date_gmt":"2024-06-27T02:43:30","guid":{"rendered":"https:\/\/apuwavab.myhostpoint.ch\/?page_id=200"},"modified":"2026-01-24T13:06:20","modified_gmt":"2026-01-24T13:06:20","slug":"kleinkredit","status":"publish","type":"page","link":"https:\/\/test.kredit.ch\/en\/kleinkredit\/","title":{"rendered":"Small loan"},"content":{"rendered":"<div class=\"wp-block-cover cover-image\" style=\"min-height:590px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"468\" class=\"wp-block-cover__image-background wp-image-970 size-large\" alt=\"\" src=\"https:\/\/test.kredit.ch\/wp-content\/uploads\/2025\/12\/klein-kredit-1024x468.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/test.kredit.ch\/wp-content\/uploads\/2025\/12\/klein-kredit-1024x468.jpg 1024w, https:\/\/test.kredit.ch\/wp-content\/uploads\/2025\/12\/klein-kredit-300x137.jpg 300w, https:\/\/test.kredit.ch\/wp-content\/uploads\/2025\/12\/klein-kredit-768x351.jpg 768w, https:\/\/test.kredit.ch\/wp-content\/uploads\/2025\/12\/klein-kredit-1536x702.jpg 1536w, https:\/\/test.kredit.ch\/wp-content\/uploads\/2025\/12\/klein-kredit-2048x937.jpg 2048w, https:\/\/test.kredit.ch\/wp-content\/uploads\/2025\/12\/klein-kredit-18x8.jpg 18w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-60 has-background-dim wp-block-cover__gradient-background has-background-gradient has-gradient-3-gradient-background\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-347231d0 wp-block-group-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-e45e6b9f wp-block-group-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-left has-light-color has-text-color has-link-color has-large-font-size wp-elements-91dfe7806b8506a1b19b39c5bc75229a\">Small loan<\/h1>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-default\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\"\/>\n\n\n\n<p class=\"has-text-align-left has-light-color has-text-color has-link-color wp-elements-687522c3ce4fae4f161851b25300f1b2 wp-block-paragraph\">Are you looking for a small loan that meets your financial needs? Kredit.ch offers tailored small loan solutions to help you in any financial situation.<\/p>\n<\/div>\n\n\n<div class=\"narrow-calculator\"><form action=\"\/en\/antrag\/?betrag=10000&#038;laufzeit_monate=36\" id=\"creditForm\" class=\"calculator-form\" data-trp-original-action=\"\/en\/antrag?betrag=10000&laufzeit_monate=36\">\n\t\t<input type=\"hidden\" value=\"classic\" name=\"type\" \/>\n\t\t<h3 class=\"calculator-title\">Calculate a loan<\/h3>\n  <div class=\"claculator-wrapper\">\n    <div class=\"form-group\">\n      <div class=\"flex\">\n        <label for=\"amount_input\">Loan amount (CHF)<\/label>\n        <input type=\"text\" class=\"form-control\" id=\"amount_input\" placeholder=\"10'000.00\" \/>\n      <\/div>\n      <input type=\"range\" min=\"1000\" max=\"250000\" step=\"1000\" value=\"10000\" class=\"custom-range\" id=\"amount_slider\" name=\"betrag\" \/>\n      <div class=\"flex small\">\n        <span><span>1'000<\/span> <em>CHF<\/em><\/span>\n        <span><span class=\"max\">250'000<\/span> <em>CHF<\/em><\/span>\n      <\/div>\n    <\/div>\n    <div class=\"form-group\">\n      <div class=\"flex\">\n        <label for=\"duration_input\">Duration (Months)<\/label>\n        <input type=\"text\" class=\"form-control\" id=\"duration_input\" placeholder=\"36\" \/>\n      <\/div>\n      <input type=\"range\" min=\"6\" max=\"120\" step=\"6\" value=\"36\" class=\"custom-range\" id=\"duration_slider\" name=\"laufzeit_monate\" \/>\n      <div class=\"flex small\">\n        <span><span>6<\/span> <em>Monate<\/em><\/span>\n        <span><span class=\"max\">120<\/span> <em>Monate<\/em><\/span>\n      <\/div>\n    <\/div>\n    <div class=\"credit-protection\">\n      <label class=\"flex\"><span class=\"strong\">Credit protection<\/span> <span class=\"tooltip tooltip-info\">\n\t\t\t\t\t\t\t\t\t\t<span>In this way you also secure your installment payments in the event of disability as well as through no fault of unemployment. Credit protection is optional.<\/span>\n        <\/span>\n      <\/label>\n      <div class=\"flex\">\n        <label class=\"form-check-label\" for=\"Ja\">\n          <input class=\"form-check-input check-input-custom\" type=\"radio\" name=\"ratenabsicherung\" id=\"Ja\" value=\"YES\" checked \/>\n          <span>Yes<\/span>\n        <\/label>\n        <label class=\"form-check-label\" for=\"Nein\">\n          <input class=\"form-check-input check-input-custom left\" type=\"radio\" name=\"ratenabsicherung\" id=\"Nein\" value=\"NO\" \/>\n          <span>No<\/span>\n        <\/label>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"easycredit-numbers\">\n    <div class=\"inner-numbers\">\n      <strong>Monthly rate (CHF)<\/strong>\n      <div class=\"flex\">\n\t\t\t\t\t\t\t\t<div class=\"col\">\n          <div class=\"narrow-flex\">\n            <label class=\"small strong\"><em>Effective interest per year<\/em> from <span id=\"interest_low\">4.9<\/span>%<\/label>\n          <\/div>\n\t\t\t\t\t\t\t\t\t\t<label class=\"big\" id=\"amount_output\">313.70<\/label>\n\t\t\t\t\t\t\t\t\t\t<span class=\"small-label\">Thereof credit protection in (CHF) <label id=\"interest_low_ppi\">14.92<\/label> <em>CHF<\/em><\/span>\n        <\/div>\n        <div class=\"col\">\n          <div class=\"narrow-flex\">\n            <label class=\"small strong\"><em>Effective interest per year<\/em> to <span id=\"interest_high\">9.95<\/span>%<\/label>\n\t\t\t\t\t     <\/div>\n          <label class=\"big\" id=\"duration_output\">347.10<\/label>\n\t\t\t\t\t\t\t\t\t\t<span class=\"small-label\">Thereof credit protection in (CHF) <label id=\"interest_high_ppi\">18.09<\/label> <em>CHF<\/em><\/span>\n        <\/div>\n\t\t\t\t\t\t<\/div>\n      <div class=\"bottom-wrapper\">\n\t\t\t\t\t\t\t\t<div class=\"full-width\">Your total interest costs range between CHF <span id=\"interest_low_output\">793.70<\/span> (4.9 % effective) and CHF <span id=\"interest_high_output\">1'617.90<\/span> (9.95% effective), depending on creditworthiness.<\/div>\n\t\t\t\t\t\t\t\t<div class=\"button-wrapper\">\n\t\t\t\t\t\t\t\t\t\t<a href=\"\/en\/antrag\/?betrag=10000&laufzeit_monate=36\" id=\"credit-form-submit\" class=\"button button-primary\">Apply for a loan<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t   \t<\/div>\n    <\/div>\n  <\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-large-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--50)\">Small loans in Switzerland<\/h3>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">A small loan is the ideal solution for long-term consumer goods such as furniture or a TV. A small loan is suitable for <a href=\"https:\/\/test.kredit.ch\/en\/privatkredit\/\" type=\"page\" id=\"190\">Personal loan<\/a> and <a href=\"https:\/\/test.kredit.ch\/en\/konsumkredit\/\" type=\"page\" id=\"196\">Consumer loan<\/a> The same applies. A small loan allows you to immediately satisfy your consumer needs. The term \"small loan\" is often used synonymously with \"consumer loan.\" Both terms refer to loans used for personal expenses and consumer goods.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Small loans or consumer loans are usually relatively small amounts of money used for short-term needs such as unexpected expenses, repairs, medical costs, or other personal purposes.<\/p>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9a0fbf8d wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h4 class=\"wp-block-heading\">Small loans<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Our small loans are characterised by fast and uncomplicated processing. Whether you need to cover unexpected expenses or want to make a small investment, we have the right loan for you.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">If you are looking for a reliable partner for a small loan, we are here for you. Our dedicated team is on hand to offer you free financial advice to help you find the right loan.<\/p>\n\n\n\n<h6 class=\"wp-block-heading\">Requirements for a small loan in Switzerland: Your advantages when consolidating your loans:<\/h6>\n\n\n\n<p class=\"wp-block-paragraph\">The requirements for small loans are the same as for personal loans and, like consumer loans, are subject to the Consumer Credit Act.<\/p>\n\n\n\n<div class=\"wp-block-group count-stacks smaller check-list is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-6be12fdb wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:0;padding-bottom:0\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fa8bbab3 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">They have a regular monthly net income of CHF 3000.-<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fa8bbab3 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">No outstanding debt enforcement proceedings, certificates of loss or bankruptcy.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fa8bbab3 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">Valid Swiss passport or B or C residence permit.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fa8bbab3 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">Foreigners with a B residence permit who have lived in Switzerland for at least 12 months.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-fa8bbab3 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">Age between 18 and 68 years.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;flex-basis:33.33%\">\n<div class=\"wp-block-group has-gradient-2-gradient-background has-background is-layout-constrained wp-container-core-group-is-layout-083fe701 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h4 class=\"wp-block-heading has-text-align-center has-light-color has-text-color has-link-color wp-elements-73cdc8cf6a9f7a7b0c32b69926a781ea\">Free loan advice<\/h4>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-0b0c372aff6be425a596a569e3270890 wp-block-paragraph\">With us you will receive a free<\/p>\n\n\n\n<p class=\"has-text-align-center has-light-color has-text-color has-link-color wp-elements-126e59ece960d143c68550bd5a43a396 wp-block-paragraph\"><strong>Credit advice in 10 different languages<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\" style=\"margin-top:var(--wp--preset--spacing--50)\"><img loading=\"lazy\" decoding=\"async\" width=\"826\" height=\"580\" src=\"https:\/\/test.kredit.ch\/wp-content\/themes\/kredit\/img\/cta-image.png\" alt=\"\" class=\"wp-image-745\"\/><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-de36e665 wp-block-buttons-is-layout-flex\" style=\"margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"tel:044 404 75 70\">044 404 75 70<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group requirements-bar has-secondary-light-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9a0fbf8d wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center has-secondary-light-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-column-is-layout-3813b155 wp-block-column-is-layout-constrained\" style=\"padding-right:0;flex-basis:66.66%\">\n<div class=\"wp-block-group is-content-justification-left is-layout-flex wp-container-core-group-is-layout-f546f6e8 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/test.kredit.ch\/wp-content\/uploads\/2025\/12\/book-icon.svg\" alt=\"\" class=\"wp-image-944\"\/><\/figure>\n\n\n\n<p class=\"border-right wp-block-paragraph\" style=\"padding-right:var(--wp--preset--spacing--40)\"><strong>Do you fulfill these<br>Requirements?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Then, in principle, nothing stands in the way<br>of your desired loan.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;flex-basis:33.33%\">\n<div class=\"wp-block-group min-height has-primary-background-color has-background is-layout-constrained wp-container-core-group-is-layout-a821fec9 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--40)\">\n<p class=\"has-text-align-center arrow-link-light has-light-color has-text-color has-link-color wp-elements-c0fae8610334b2fb3ae3227d6945a677 wp-block-paragraph\"><strong><a href=\"https:\/\/test.kredit.ch\/en\/kredit-beantragen\/\">Go to the loan calculator<\/a><\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Kleinkredit in der Schweiz Der Kleinkredit ist die ideale L\u00f6sung f\u00fcr dauerhafte Konsumg\u00fcter wie z.B. M\u00f6bel oder TV. Ein Kleinkredit ist dem Privatkredit und Konsumkredit gleich. Mit einem Kleinkredit erlauben Sie sich die sofortige Erf\u00fcllung Ihres Konsumbed\u00fcrfnisses. Der Begriff Klein Kredit wird oft als Synonym f\u00fcr Konsumkredit verwendet. Beide Begriffe beziehen sich auf Darlehen, die [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title-full-width","meta":{"footnotes":""},"class_list":["post-200","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kleinkredit - Kredit ab 4.9% beantragen<\/title>\n<meta name=\"description\" content=\"Kleinkredit beantragen \u2013 schnell, unkompliziert und flexibel. Ideal f\u00fcr unerwartete Ausgaben oder kleine Anschaffungen. 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